Prepaid vs postpaid meter savings

Enter your monthly energy charge to see what the prepaid rebate actually saves you over a year and a decade, and weigh the indirect pros and cons against a postpaid meter.

Prepaid rebate & lifetime savings

Roughly your total bill ÷ 1.05 (strip the 5% VAT).

0.5% per SRO-43/2024 · some leaflets still say 1%

Saved / month

10.00

Saved / year

120

Saved / 10 years

1200

The rebate is the only direct cash difference. The bigger wins are indirect — see below.

Prepaid meter

  • 0.5% rebate on every recharge
  • No estimated/average reading shocks
  • No late-payment surcharge — you pay first
  • Recharge is free; emergency balance built in

Postpaid meter

  • Use now, pay after the bill is issued
  • ~15-day grace window before surcharge
  • No rebate; risk of estimated readings
  • 5% late-payment surcharge if you miss the date

Rebate: Monthly saving = energy charge × rebate %

The rebate applies to the net energy charge — not to demand charge, meter rent, or VAT.

Prepaid vs postpaid

Does a prepaid meter actually save you money?

The honest answer: the 0.5% rebate is small. The real savings are indirect — no estimated-reading shocks, no late surcharge, and you only ever pay for what you use.

PREPAID−0.5% rebatePOSTPAID BILL+5% if latevs10-YEAR REBATE৳ 1,200+Prepaid vs postpaid

The essentials

  • Prepaid gives a 0.5% rebate on the net energy charge (SRO-43/2024) — about ৳120 a year on a ৳2,000/month bill
  • The bigger win is no estimated/average meter readings — you pay for actual units, not a guess
  • Prepaid has no late-payment surcharge; postpaid charges 5% if you miss the date

The direct saving

What the 0.5% rebate is worth

Every prepaid recharge in Bangladesh earns a rebate on the net energy charge — the per-unit electricity cost, before VAT, demand charge, and meter rent. SRO-43/2024 sets it at 0.5%. (Some older company leaflets still quote the previous 1% — the calculator lets you set the rate.)

A household with a ৳2,000/month energy charge earns about ৳10 a month, ৳120 a year, ৳1,200 over a decade. Real money, but it won’t change your life. The reasons to switch are the indirect ones below.

The real reason

Why prepaid users save more than the rebate suggests

The trade-offs

Where postpaid is more comfortable

1

Cash-flow timing

Postpaid lets you use power now and pay weeks later, with a ~15-day grace window. Prepaid demands money before the units — a real constraint for irregular incomes.
2

Running out at midnight

A prepaid meter can cut off when the balance hits zero. The emergency (friendly) balance covers a short gap, but you have to recharge promptly and it’s settled on the next top-up.
3

Recharge discipline

Prepaid rewards people who track balance and recharge in larger, less frequent amounts. If you forget, the convenience flips into a hassle.

Bottom line

Who should switch

If your postpaid bills swing unpredictably or you’ve been burned by an estimated reading, prepaid is worth it for the accuracy alone — the rebate is a bonus. If you value paying after the fact and never miss a due date, postpaid costs you very little extra. For the exact taka on your own usage, plug your numbers into the calculator above, and use the slab-aware main bill calculator to see your energy charge before VAT.

Frequently asked questions

Directly, only the rebate — 0.5% of your net energy charge, roughly ৳120/year on a ৳2,000/month bill. The larger, harder-to-quantify saving is avoiding estimated-reading overbilling and the 5% late-payment surcharge.

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